{
  "map": "financial-services-model-risk-incident-map",
  "incident_classes": [
    {"class": "customer_complaint", "owner": "service_risk", "required_evidence": ["trace", "policy_source", "response_owner"]},
    {"class": "erroneous_decision", "owner": "business_control", "required_evidence": ["decision_boundary", "human_review", "customer_impact"]},
    {"class": "unauthorized_action", "owner": "operational_risk", "required_evidence": ["tool_log", "approval_state", "rollback_action"]},
    {"class": "data_leakage", "owner": "security", "required_evidence": ["access_log", "affected_records", "containment"]},
    {"class": "regulatory_escalation", "owner": "compliance", "required_evidence": ["timeline", "controls", "committee_decision"]}
  ]
}