{
  "schema": "insurance-claims-ai-control-kit",
  "fields": [
    {"name": "claim_id", "type": "string"},
    {"name": "loss_type", "type": "string"},
    {"name": "policy_class", "type": "string"},
    {"name": "ai_recommendation", "type": "summary | evidence_gap | routing | draft_response | coverage_context"},
    {"name": "authority_boundary", "type": "no_coverage_decision | no_settlement_decision | no_external_message_without_review"},
    {"name": "reviewer", "type": "string"},
    {"name": "evidence_sources", "type": "array"},
    {"name": "communication_state", "type": "internal_only | reviewer_ready | approved_for_customer"},
    {"name": "leakage_signal", "type": "none | watch | material"}
  ]
}